Loan Options
Conventional Loans
Benefits
- Low interest rates
- Fixed payments
- no pre-payment penalty
VA Loans
Benefits
- Service members and Veterans won’t need money down.
- Lower interest rates available
- Lower credit scores and higher debt is allowed
- No pre-payment penalty
FHA Loans
Benefits
- 3.5% down payment
- Qualify with a lower credit scores
- Refinance with FHA Streamline to lower interest rate
- No pre-payment penalty
USDA Loans
Benefits
- 3.5% down payment
- Qualify with a lower credit scores
- Refinance with FHA Streamline to lower interest rate
- No pre-payment penalty
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